Finances UGH! We bought our double wide located on 3 acres of overgrown, unkept, not touched in 2 years property. We worked our tails off until we ran out of money. Moved in, failed sewage inspection:th, paid a couple thousand to get that fixed....then a couple years later tried to get a loan for a 9 acre lot next door. Long story short, it's real hard to get a bank to loan money on raw land. WHY? Can't figure that out, because they don't make land anymore! Month after we got turned down, a young family bought it. The man comes over a couple times a month and is slowly clearing it off so they can build their "dream home".
Now I work at a bank and I see people that are absolutely upside down. Payday loans, overdrawn accounts, credit card debt, writing checks to make it til payday, just absolutely overspent. Don't live outside of your means. What everyone else has said about paying off credit cards monthly, YES! People see credit as an extended way to pay for things. NO! Credit is YOUR money. Don't forget that.
I am super blessed with our 3 acres, and I work 6 days a week to pay taxes, utilities, maintenance, living expenses, etc. Would be SO nice to be able to enjoy "living" more. Speaking of that, gotta go to work. Have a great day.