Originally Posted by Chicken girl 15
Oh how funny you compare chickens to Rottweilers. I did that same to the insurance company. I have a rottweiler and a Sheppard mix as well as the flock. They came out 2 weeks ago to do an assessment of the property since we had some safety issues when we purchased. They saw a huge fenced off area with a building that was not there when we started the policy. The fence was garden and the building is the coop. So now we have to go into town and sign paperwork that states we won't sell chickens or eggs or we have to get a farm policy. Broome Co only allows so much livestock per family before it's considered a farm. I understand, they need to be covered incase the eggs or meat cause illness , just irritated me when they told me. Oh and to top the no chickens rule, my dang barn
needs fixed in 30 days or its dropped from insurance. Stupid policy covers this but not that, the snow but not the wind, the moon but not the sun.. ARG Owning a home is stressful. Oh well at least I'm not paying someone else's mortgage, and my kids will always have a home to come back too.
Just some thoughts?
So you can't sell chickens or eggs? Can you barter?
How much is a farm policy?
As for the barn is it a proper barn? Got pics? If so you might find some help as there are organizations geared toward Barn preservation. You also might look for someone local who would donate their expertise on how to repair/restore the barn. You also might advertise for donated or reduced cost restoration help. I have no doubt you could find folks who would donate help in painting it. Check CL for free lumber. I have a friend who had a bunch of usable lumber on CL a while ago.
Look at it this way. You can ask for help with the barn OR go it alone. If you don't ask for help, as my daughter says, the answer is always no.
Every year more and more barns are torn down in the name of progress.
As for renting? Having rented and all that, I'd choose owning of course, but it too comes at a price. Anything breaks you pay to fix it. While property taxes are deductible, it only means you don't pay taxes on those taxes at the federal level. The money is still gone. I've had good landlords and bad. I've learned never to rent if you want a dog. What a pain that was. Even cats can be hard if you need to find a new place. Some places charge extra. Point? There are drawbacks to both situations.
All that said I hope you get your barn fixed. Maybe pay to get it fixed and donated painting or vice versa.
I wish you well,
Edited by rancher hicks - 11/5/15 at 6:59am