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Can you do enough to prepare for stuff like this?
Yes...you really can! I've been laid off, unemployed, on strike, etc. all down the years and raising 3 boys without the benefit of child support. It all comes down to priorities. Heck, we didn't even get a dog until I was in my 30s...or a computer either. Dogs cost money, so one has to decide if they need that money for survival or do you want to apportion it out to having pets for entertainment purposes.
When one of my companies went on strike I was the only employee that was a single parent..and I was the only one that could live on reduced income during the strike. The strike ended before the employees got what they wanted because no one could hold out for long due to bills they had created. I owned my vehicle, didn't have credit card debt and had low mortgage payments, as well as low utility costs~through planning and my own efforts. I had learned to do without the extras and still live a fulfilled life...and so I could weather the hard times.
All the little things count....$50 may not seem like much in the broad scheme of things, but that $50 can help pay off a debt/bill each month.
Chickens, for instance...I have spent years getting feed costs down to a minimum and I'm always on the lookout for new and better ways to do that. That reaching for knowledge and adjusting things as you go is essential if you want to save money. Saving money is more helpful in lean times than is making money. I'd rather have a cheaper lifestyle every day than win the lottery one day. Money comes and it goes...mostly it goes. If you can prevent that bleeding from every small area, you can keep more of your money for the important things.
It just takes changing the way you think, sometimes. Those who wish they would win the lottery are those who are thinking that, if they just had more money, life would be easier. Everyone who decides to control their spending and regulate their wants in life knows that money only buys breathing room...it doesn't buy life or happiness. Life and happiness is happening around us every day and we can control the little things we do to save money....very often we can't control the big things that happen to us like unemployment or low wages.
If you could stop thinking of saving on money and living frugal as a punishment or restriction, you can have fun with it and make it a challenge...and ultimately a triumph. It gets addictive after awhile because you feel so much at peace in a world gone crazy....and you can sit on your oasis of calm and grin with slow satisfaction because your lifestyle has paid off way more than a lottery ticket.