I just recently changed my home owners insurance because my present insurance company added another $200 per year to help the insurance pay for the tornado in Joplin Missouri. My new one is Farmers Insurance.
So, the agent came to take pictures and sent them to the insurance company. The company came back and added $80.00 EXTRA to my premiums because I had more than (8) chickens.
So, I questioned as to how they came up with my 15 chickens could ever values an EXTRA $80.00 a year.
No, No, The extra $80.00 was for LIABILITY.
Just how much liability can a chicken cause???