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post #761 of 935
7/3/12 at 10:11pm
Quote:
Originally Posted by Wishing4Wings View Post

     Quote:

 

And if the employees have to take furlough days because the state is out of money, like happens here in CA, seems like that will limit access to heath care too. roll.png

 

I trust bureaucracies much less than insurance companies, but I would really rather pay the doctor!

Just out of curiosity what is a furlough day?

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post #762 of 935
7/3/12 at 10:28pm
Quote:
Originally Posted by AussieGirl View Post

Just out of curiosity what is a furlough day?


A day off without pay.

 

 

 

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old.gif       improvise adapt and overcome   cool.pngcool.png   frow.gif

old.gif       improvise adapt and overcome   cool.pngcool.png   frow.gif

post #763 of 935
7/3/12 at 11:12pm
Quote:
Originally Posted by AussieGirl View Post

Just out of curiosity what is a furlough day?

Or the public sectors equivalent to a layoff.

"Guns don't kill people abortion kills people."

 

The human will is too powerful for philosophy or science.

 

 

Thomas Jefferson and Alexander Hamilton agreed on little publicly, but they did agree that when the public treasury becomes a public trough and the voters recognize that, they will send to government only those who promise them a bigger piece of the pie

"Guns don't kill people abortion kills people."

 

The human will is too powerful for philosophy or science.

 

 

Thomas Jefferson and Alexander Hamilton agreed on little publicly, but they did agree that when the public treasury becomes a public trough and the voters recognize that, they will send to government only those who promise them a bigger piece of the pie

post #764 of 935
7/5/12 at 12:11pm
Quote:
Originally Posted by cupman View Post

I guess the thing I need to ask about is a comment from Matthew.  You say how cost of auto insurance went up when the government required it... I haven't actually checked if that is true but even if it is do you think that is a bad thing?  My first vehicle, a truck, got plowed into by an uninsured driver.  I got money from my insurance company but they don't understand the sentimental value of a man's first vehicle that they own.  My replacement vehicle was good, but not the same.  I guess I wonder who is better off by not having to require auto insurance... seems those without hurt the rest of us.  Nobody thinks they need insurance until they get in an accident.

Whether the guy had insurance or not your truck would still have gotten plowed into.

post #765 of 935
7/5/12 at 12:28pm
Quote:
Originally Posted by cupman View Post

I guess the thing I need to ask about is a comment from Matthew.  You say how cost of auto insurance went up when the government required it... I haven't actually checked if that is true but even if it is do you think that is a bad thing?  My first vehicle, a truck, got plowed into by an uninsured driver.  I got money from my insurance company but they don't understand the sentimental value of a man's first vehicle that they own.  My replacement vehicle was good, but not the same.  I guess I wonder who is better off by not having to require auto insurance... seems those without hurt the rest of us.  Nobody thinks they need insurance until they get in an accident.

Was your policy for replacement value or sentimental value?

"Guns don't kill people abortion kills people."

 

The human will is too powerful for philosophy or science.

 

 

Thomas Jefferson and Alexander Hamilton agreed on little publicly, but they did agree that when the public treasury becomes a public trough and the voters recognize that, they will send to government only those who promise them a bigger piece of the pie

"Guns don't kill people abortion kills people."

 

The human will is too powerful for philosophy or science.

 

 

Thomas Jefferson and Alexander Hamilton agreed on little publicly, but they did agree that when the public treasury becomes a public trough and the voters recognize that, they will send to government only those who promise them a bigger piece of the pie

post #766 of 935
7/5/12 at 12:35pm
Quote:
Originally Posted by chickened View Post

Was your policy for replacement value or sentimental value?


We have had mandatory insurance here for a long time.  From the time I started driving until now I have not noticed any major increases in rates... You can still get a cut rate policy for almost nothing, I know lots of people who do so... Or if you are me and you have a good driving record, you can have a lot of insurance for a similar cost to some cut rate policies which young or bad drivers have...  I do choose to carry uninsured motorist coverage to compensate for the selfish lawbreakers who plow into people and don't think they should have to pay for damages. 

I have: Bantam Naked Necks, Mini Cheviot Sheep, Mini Rex, Jersey Wooly & Lionhead Rabbits
Wish List: CAE Free Nigerian Dwarfs or Pygmy goats.  Bantam NN's Quality Silkies, Runner Duck, LF Moderns, Bantam Cornish and Anything Chocolate!

 

Selling Locally: Hatching eggs, Mini Rex, Jersey Wooly & Lionhead Baby Bunnies

Re-homing: (free to BYC'rs) Mini Rex Rabbits: Blue Buck (Pedigreed), Black...

I have: Bantam Naked Necks, Mini Cheviot Sheep, Mini Rex, Jersey Wooly & Lionhead Rabbits
Wish List: CAE Free Nigerian Dwarfs or Pygmy goats.  Bantam NN's Quality Silkies, Runner Duck, LF Moderns, Bantam Cornish and Anything Chocolate!

 

Selling Locally: Hatching eggs, Mini Rex, Jersey Wooly & Lionhead Baby Bunnies

Re-homing: (free to BYC'rs) Mini Rex Rabbits: Blue Buck (Pedigreed), Black...

post #767 of 935
7/5/12 at 12:43pm
Quote:
Originally Posted by RHRanch View Post


We have had mandatory insurance here for a long time.  From the time I started driving until now I have not noticed any major increases in rates... You can still get a cut rate policy for almost nothing, I know lots of people who do so... Or if you are me and you have a good driving record, you can have a lot of insurance for a similar cost to some cut rate policies which young or bad drivers have...  I do choose to carry uninsured motorist coverage to compensate for the selfish lawbreakers who plow into people and don't think they should have to pay for damages. 

How many people on average are satisfied with the job done in paying out on claims on auto insurance?   I rest my case.

"Guns don't kill people abortion kills people."

 

The human will is too powerful for philosophy or science.

 

 

Thomas Jefferson and Alexander Hamilton agreed on little publicly, but they did agree that when the public treasury becomes a public trough and the voters recognize that, they will send to government only those who promise them a bigger piece of the pie

"Guns don't kill people abortion kills people."

 

The human will is too powerful for philosophy or science.

 

 

Thomas Jefferson and Alexander Hamilton agreed on little publicly, but they did agree that when the public treasury becomes a public trough and the voters recognize that, they will send to government only those who promise them a bigger piece of the pie

post #768 of 935
7/5/12 at 12:45pm

My auto insurance is $20 a month, the lowest it has ever been.  I have uninsured motorists coverage too, but nothing else except coverage legally required.  

Stephanie in VA  3 kids, 2 dogs, 3 cats, and 14 chickens- hens: 2 leghorns, 2 golden comets,         2 australorps, 2 barred rocks, 1 NH Red, 1 LF buff brahma. Roosters: LF light brahma, 2 bantam cochins (1 black/multi colored frizzle, and one buff/red colored) blue orpington. My neighbors RIR rooster has recently moved in. I guess he is staying too 

Stephanie in VA  3 kids, 2 dogs, 3 cats, and 14 chickens- hens: 2 leghorns, 2 golden comets,         2 australorps, 2 barred rocks, 1 NH Red, 1 LF buff brahma. Roosters: LF light brahma, 2 bantam cochins (1 black/multi colored frizzle, and one buff/red colored) blue orpington. My neighbors RIR rooster has recently moved in. I guess he is staying too 

post #769 of 935
7/5/12 at 12:45pm
Quote:
Originally Posted by chickened View Post

How many people on average are satisfied with the job done in paying out on claims on auto insurance?   I rest my case.


I have had no problems with any of my claims.  I get my repairs and compensation in a timely manner.  Of course I have yet to be at fault, have never had a ticket or an "at fault" accident, and I selct reputable companies and adequate coverage.  If you pick crummy cheap insurance companies, be prepared to have sub-par service. wink.png  I pay about $40 per month, and have tons and tons of extra coverage and roadside service, I also have AAA, just cause I like the other perks.  My current insurer is Gieco, but AAA is good, too.


Edited by RHRanch - 7/5/12 at 12:48pm

I have: Bantam Naked Necks, Mini Cheviot Sheep, Mini Rex, Jersey Wooly & Lionhead Rabbits
Wish List: CAE Free Nigerian Dwarfs or Pygmy goats.  Bantam NN's Quality Silkies, Runner Duck, LF Moderns, Bantam Cornish and Anything Chocolate!

 

Selling Locally: Hatching eggs, Mini Rex, Jersey Wooly & Lionhead Baby Bunnies

Re-homing: (free to BYC'rs) Mini Rex Rabbits: Blue Buck (Pedigreed), Black...

I have: Bantam Naked Necks, Mini Cheviot Sheep, Mini Rex, Jersey Wooly & Lionhead Rabbits
Wish List: CAE Free Nigerian Dwarfs or Pygmy goats.  Bantam NN's Quality Silkies, Runner Duck, LF Moderns, Bantam Cornish and Anything Chocolate!

 

Selling Locally: Hatching eggs, Mini Rex, Jersey Wooly & Lionhead Baby Bunnies

Re-homing: (free to BYC'rs) Mini Rex Rabbits: Blue Buck (Pedigreed), Black...

post #770 of 935
7/5/12 at 12:50pm
Quote:
Originally Posted by chickened View Post

How many people on average are satisfied with the job done in paying out on claims on auto insurance?   I rest my case.

If people understood what their coverage pays for there would be less complaints. When they find out sentimental value means nothing to an insurance company, or that towing is often a separate coverage, or that physical damage on their own vehicle must be purchased separately and doesn't include mechanical breakdown...i.e. many complaints are invalid from my experience. Just today I had someone tell me that although she has a $500 deductible, the BODY SHOP told her she shouldn't have to pay that deductible (because the deer caused the damage????)

Stephanie in VA  3 kids, 2 dogs, 3 cats, and 14 chickens- hens: 2 leghorns, 2 golden comets,         2 australorps, 2 barred rocks, 1 NH Red, 1 LF buff brahma. Roosters: LF light brahma, 2 bantam cochins (1 black/multi colored frizzle, and one buff/red colored) blue orpington. My neighbors RIR rooster has recently moved in. I guess he is staying too 

Stephanie in VA  3 kids, 2 dogs, 3 cats, and 14 chickens- hens: 2 leghorns, 2 golden comets,         2 australorps, 2 barred rocks, 1 NH Red, 1 LF buff brahma. Roosters: LF light brahma, 2 bantam cochins (1 black/multi colored frizzle, and one buff/red colored) blue orpington. My neighbors RIR rooster has recently moved in. I guess he is staying too 

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Free range? Yea or nay?
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