Originally Posted by Alaskan
And I am with you.. Rules drive me crazy.
We bought the house we live in now, and a couple of years AFTER we bought it it got stuck in a watershed district that comes with a giant fat book of rules.
It has rules about everything! I am surprised it didn't include a $1000 fine for spitting outside.
Tells how big the garden can be, how big the lawn, how many dogs I may own, as well as the maximum combined weight of my dogs (not kidding).
Sorry Rover, no food for you today, Fido is overweight.
You DO have to wonder where people come up with these things. No way to fight it with BRAINS and COMMON SENSE??
Originally Posted by vehve
Late, could be a relative of these, they behave exactly like that. This one stole the last of Karin's sandwich.
Yeah, the dogs liked it. We did about 30 miles of skiing with them.
Do they have their own skis or do you rent for them?
Originally Posted by getaclue
Dh is getting me an Rcom incubator next payday as an anniversary present. Last night I was reading through an online PDF version of the owners manual. Clearly, it was translated from another language, and the translation isn't too great, but didn't seem so bad that I couldn't understand it. It walks you through the entire process of using the incubator to the completed hatch. There's even a drawing type picture of it with chicks in it, and they caution you to move the chicks into a brooder when they hatch.
I was envisioning myself doing all the steps, putting my eggs in, and having a successful hatch. Now moving on to the section about taking care of the incubator after the hatch....
Huh? So, they sell an incubator for hatching eggs, BUT if you USE it to hatch eggs, it could break the incubator, and it voids the warranty? It's especially not to be used for the 3 days before hatching, what we call lockdown. I re-read the instructions. Yes, it is even programed to go the full 21 day cycle, including shutting off the egg turner, and increasing the humidity for the final 3 days of lockdown. There are even instructions for extending the lockdown period for late hatching eggs. There is even a picture of a successful hatch in this unit. I understand that unlike the styro-bators, you can not keep the chicks in this unit to dry them, or keep them in there for 3 days after they hatch to let them finish absorbing their yolks, which is what I think they are trying to say. Gosh I hope that's what they mean. I'd hate to spend all that money on a wonderful incubator that is only to look at, show to my friends, but never hatch an egg in it.
It very truly amazes me that the makers of products sold in another country that doesn't have the same native language can't manage to come up with a few hundred $$ to get instructions translated PROPERLY by someone who is a NATIVE speaker of that language. I mean really, is it SO expensive to hand someone the instructions, the product, a pen and a pad of paper?
Originally Posted by perchie.girl
Originally Posted by Latestarter
Hey Deb... Glad to hear your med issues are coming under control. The retirement math isn't that difficult and you can sign up to make an account with social security then access all your SSI info online. I did some figuring on my mpart to see what it would look like.
"Social Security benefits are designed to be actuarially equivalent for someone with average mortality. Theoretically, it should not make a difference when an individual starts collecting benefits." & "The average mortality for a male... who reach age 62 today is 83.2..." So, according to the SS Administration, it should be break even at approximately 83.2 years of age. Everything below is under the assumption by SSA that I will make ~30K/year going forward till I start collecting retirement. <--- ut-oh... what if I don't?
My benefit at 62 1/2 is/should be $1281 (wonder what it could have been had I not made the military and lower annual income my career...). If I wait till 66.5 to file (full benefit), it would be $1756, a difference of $475. So if you take the $1281 times 54 months it comes out to $69,174 of benefits received during the waiting time between 62 and 66.5. Anyway so divide the ~69K by $475 payment difference comes up with 145.63 months to break even or ~12.1 years. So my break even would be 78.6 years old. Doesn't match up with the SSA theory I guess. I think the SSA is scamming me out of ~4.1 years of actuarial retirement income! I think they should raise the pay rate at 62 yrs vice lowering the pay rate at 66.5 yrs to make it "theoretically" closer! (actually, see comment in above para that's the same color) So for every month I live beyond that date I'd essentially be collecting an extra $475/month $5,700/yr.
At age 70 would be $2,248/mo, a difference of $976/mo from age 62 for $122,976 ($1,281x8yrs/$976=) or 127.2 months to break even or age 80.6 years of age. A difference of $492/mo from age 66.5 for $73,752 ($1,756x42mos/$492=) or 149.9 months to break even or age 82.5
I already have military health benefits through VA. They have been talking fior years about tying that in with medicare so after 65 I can still use VA and they will get reimbursed from medicare for that portion. I believe that it's mandatory to file for medicare 6 months before you reach 65.
Have the account and did some of the math above. With my health issues I am assuming I wont live as long as Grandma... I am not concerned so much about health care. I will be covered some how. Then there is the fact that you can earn as much as 15,000 income without impacting your benefits. Once grandma doesnt need me any more I will be free to take a job of some sort. Ideally something I can do from home over the interenet.
I am not holding my breath that any rates will change except that the whole thing will go lower. One thing I do hope is once I start taking it the rate will fix at that point.
One of those difficult things in life in the good ol' USA! If you can consider taking SS early, you probably don't need it to live. If you NEED it, it doesn't really matter what the "breakeven" age is. If you wait until 70, your annual income becomes a lot higher. And if you had retirement accounts that you weren't tapping, you HAVE to start taking out of those at about the same time so your annual income might go WAY up. If you didn't need the money before 70 what are you going to do with that "windfall"?
If you DON'T need it at 62 but start taking it anyway, you can invest it somewhere and it will grow (at least one hopes so, not been real good lately) and if you die before you use it up, your heirs can get it. Only a spouse can get your SS after you die (unless you have kids under 17 I think).
Originally Posted by vehve
Deb, that it is, but there might be some bunny pee in there as well, and I don't want the poop and pee to touch the food either.
I suspect the bunny poop and pee will have been well broken down by the time there is any food on the plants. You can always put a paper plate or something under them if you are really concerned.
Originally Posted by superchemicalgirl
Originally Posted by chickisoup
HOW UTTERLY INSANE IS THIS?????
I was just made aware that a company is renting 2 baby chicks for a two-week period over the Easter Holiday for families with young children. There is no way this can be a good idea for anyone involved, including the baby chicks. They claim they provide everything the chicks need for two-weeks. A local news station is actually promoting this program! I have contacted my associates with the CDC in Atlanta to make them aware of this program. I really want to see the instructions that come with this package. More info in the comments section below...
Rent a pair of baby chicks for 2 weeks - then return them to the farm. Your children will love the newly hatched baby chicks and will enjoy learning how to care for them without a long term commitment. Pick up Chicks: March 26 10am-2pm…
An acquaintance of mine:
I wouldn't trust anyone with my girls.
So how many people will have fires from the heat lamps they are using to brood the chicks for the first 2 weeks of their lives? This is just a BAD idea.
Those are some seriously expensive eggs SCG. If the 2 hens lay a dozen eggs a week (somewhat questionable) it works out to $5.56/ dozen. Even the expensive organic eggs at the health food store from free range hens don't cost that much. And what age are those hens? What happens when your egg factories decide to moult in August or September?? My girls moult anywhere from then until November depending on the bird.
Originally Posted by superchemicalgirl
They're chickens from their flock, so I assume they just reintegrate. I texted her a few minutes ago asking how it was going so far... waiting to hear back. I'll ask.
I suspect the reintegration after 6 months away would be a pretty ugly proposition.