I think it's silly. It's a word, and a word can no more describe who or what I am, what I believe or my value or worth, the same can be said for anyone else.
an insult isn't racist. racist is believing that one race is superior to another, and calling someone a bad name, doesn't convey that.
now with that said, I don't use the"n" word....but I love greeting my black friends, " What's happening, cracker?"
both words have lost much of their true derogatory meaning in recent years, just from over use.
and now there are varieties of the "n" word not even alluded to a black person at all.
it's all silliness.
I truly believe the worth of a person should be judged by their actions, ethics, morals, and how they treat those around them, that are different than they themselves are.
one word never has, can't and never will be able to label the character of a race of people.
racial stereotypes aren't racist. more silliness.
to be honest, I find allot of racial stereotypes humorous, not because it's makes me superior, it's just because they are funny. especially if they are true.