Good Grief. I am a daycare provider. My policy is payment 1st of the upcoming month. I gave a break to a single mum and let her pay half mid-month and half at the end of the month (so always 15 days behind). She is leaving - tomorrow is her child's last day as I don't work during Christmas break (using school dates). This means I only get half my usual monthy wage. I hadn't cashed her cheque for the 15th yet and last night she texts me asking me if I can hold off until the end of the month and cash both cheques as she is broke. I budget tightly for my time off and am in a bigger crunch because I am down one child for January and don't know how long it will be until I get another. On top of that, I worked 4 days for free this month as there were 14 work days between the 1st and mid-month instead of 10 or 11. Anyway, I told her that the best I could really do was to knock $50 off the first payment and she told me that only postponing the whole amount would help her so she could pay her bills on time for a change! WHAT? Then she tells me that she guesses she will just have to ask her dad or dip into her overdraft. WHAT? Here I was thinking that she was TRULY broke (and had NO other recourse) and it turns out that she has credit available and a dad to tap. Here I was willing to tighten my belt further and postpone $50 I can ill-afford and was worrying about her little one going without. SHEESH! I just couldn't believe that she considered childcare a bill she could be late on (which technically she has been late right from the beginning). It would be a mighty cold day in hades before I would have ever asked my childcare provider to hold off cashing a cheque. I am SO glad she is going to be gone. This isn't the only instance of her taking advantage, but it is certainly the biggest slap in the face. Sure leaves a bad taste in my mouth.