Farm insurance + log home help!

Discussion in 'Family Life - Stories, Pictures & Updates' started by clover girl, Jun 19, 2017.

  1. clover girl

    clover girl Out Of The Brooder

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    I contacted an insurance agent 3 months ago about getting quotes for a farm and have been getting the run around. No local carriers will offer farm insurance to me because I have a log home.

    So now I am looking into national carriers. Does any one else have farm insurance and a log home? If so, who is your insurance company?

    Thank you!
     
  2. igorsMistress

    igorsMistress Overrun With Chickens Premium Member

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    Have you tried farm bureau? Liberty mutual? State farm? Do a search but I would try farm bureau first.
    I am an insurance agent but not with farm bureau. I know they usually have pretty good rates.
     
  3. clover girl

    clover girl Out Of The Brooder

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    Thank you. The problem appears to be the log home. I will try these tomorrow.
     
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  4. igorsMistress

    igorsMistress Overrun With Chickens Premium Member

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    I think your best bet are Farm Bureau and State Farm.
     
  5. clover girl

    clover girl Out Of The Brooder

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    I called state farm, the agent told me they do not do farm insurance.

    The farm bureau is tomorrow's adventure. I also found some co-ops I am going to try.

    I just don't understand it. I see lots of log homes around here with horses, sheep, chickens, etc......
     
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  6. igorsMistress

    igorsMistress Overrun With Chickens Premium Member

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    I don't know why it's so hard to find insurance. Log homes don't have a higher burn rate, maybe it's the expense?

    You might also look at brokers. They can give quotes for multiple companies and might be a help.
     
  7. Folly's place

    Folly's place Chicken Obsessed

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    I'm in Michigan, and have Hastings Mutual. I don't have a log home, but try them. Mary
     
  8. igorsMistress

    igorsMistress Overrun With Chickens Premium Member

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    Are you a true farm or a homeowner with non domestic animals? There's a difference.
     
  9. Folly's place

    Folly's place Chicken Obsessed

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    Farm; horses, cattle, and chickens. NOT homeowners! Mary
     
  10. igorsMistress

    igorsMistress Overrun With Chickens Premium Member

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    Horses to an extent and chickens are ok on home. Cattle not so much.
     

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