I have a friend of mine whos financial situation is well... ummmmm... not so great. HECK NO I AM NOT LOANING MONEY!... anyway last week her hubby called me and asked me what resort we are staying at in Cuba.. so I told him...I guess he looked into it cause he was asking questions fast FWD to today..... Dear friend calls me in a panic... hubby went to the bank to get a loan to surprise wife with a trip to Cuba ... the same week that we are going... he (hubby) was going to surprise wife on her birthday with the plane tickets. We leave on her birthday... so when they showed up at the airport at the same time as us SURPRISE.... (he did it with the best intentions) Bank denied hubby the loan so he went to a sub prime lending place he found online... So today this place started calling the house. Wife answered and the man on the other line asked for her hubby, conversation went like this: Wife: sorry he's at work can I take a message at work .. the caller: "here is the Western Union information for him to transfer the money... Wife: What transfer? Caller: the deposit for the loan can you see where this is going? So hubby came home and explained everything... he went to this sub prime lender and because he does not have good credit the lender needed an insurance policy incase he defaulted. hubby needed to pay the $600 insurance premium and then within 45 minutes the money will be in the account and he can go and get the tickets and make this the best birthday ever for his wife... she then called me in a panic....explained what happened... I told her it was a scam... run and run fast...... hubby gave this "lender" his name, address, employer, home telephone number his cell number.... thats it... no social security number was given out any suggestions on what the next step should be?... I have no clue... I told her to report it to the RCMP.... and keep an eye on the credit report.. close any accounts he or she have opened themselves.... what else?