I am sure that most everyone know about the CARD Act of 2009 that made it hard for college students to use their parents income on applications, but also make it impossible for stay at home moms to get credit as well. I had heard that the CFPB was going to overturn that to allow homemakers to get credit cards. Anyway, I have perfect credit and was denied a credit card today. Has anyone heard if the CFPB has make changes to the credit card law? Just wondering.