I am proud of my fellow Americans - Xmass retail sales down

Discussion in 'Random Ramblings' started by buc, Jan 14, 2009.

  1. buc

    buc Chillin' With My Peeps

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    Apr 20, 2007
    kansas
    Finally- maybe, well I hope, that my fellow american has stop overspending and is getting real about what they make and how much they can spend.

    Hint, the amount one makes can not be greater then what one makes.

    (free economic lesson- but the next one someone is paying for --- in CAH)[​IMG]
     
  2. debilorrah

    debilorrah The Great Guru of Yap Premium Member

    It's hard to spend what you don't have. [​IMG]
     
  3. congdon476

    congdon476 GaLLiNa LOcA

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    Dec 31, 2008
    Pueblo Area
    I have to agree - too much overspending is what put us here.. too many banks offering free and easy credit too. I remember passing all those credit card tables during college (11 years ago- yikes!) and thinking anyone standing there and filling out the paperwork was insane. Most of them were doing it because they had no cash... uhm, hello! Worse yet, the banks were approving them. I know we cut way back this December in our gift giving. Kids got 3 gifts from Santa (each) and family received homemade quilts by moi... form material I had left over from other projects. Good luck to anyone out there trying to make it through this mess.... things will turn around, but it will take a few years. Start thinking fewer chachkies, more necessities. Travel by car, vacation locally, and take time to get to know your neighbors.
     
  4. piecemaker

    piecemaker Chillin' With My Peeps

    Feb 12, 2008
    Centerville Texas
    Quote:???????
     
  5. beak

    beak On vacation

    Dec 12, 2008
    Kiowa, Colorado
    I can't spend anymore my credit cards are all maxed out. I think the low sales were due to unemployment and people afraid they may be unemployed in the near future. At least people are smart enough not to spend knowing they may not be employed in a few months.
     
  6. buc

    buc Chillin' With My Peeps

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    Apr 20, 2007
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    Quote:???????

    note my correction

    Hint, the amount one spends can not be greater then what one makes.
     
  7. ksacres

    ksacres At Your Service

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    Nov 16, 2007
    San Antonio TX
    Unless they have lots of plastic!
     
  8. buc

    buc Chillin' With My Peeps

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    Quote:That is a heck of a mess for some that think they need stuff now before they have cash to buy it.

    I paid in cash as I always do for the things I need/want. I will always ask for a cash discount, rarely do I ask the clerk because they don't normally have the power to grant a discount.

    Most retailers are charged a fee by the Credit Card Company on each perchase. If I am refused a discount I ask the manager what is the fee charged to thier store, after he tells me, I ask for that amount as a chase discount. IF I still am not granted the discount I charge the purchase - making my point to the store manager and there by costing him more to complete the sale to me.
     

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