Just when everything was going right... So, it went like this, My son went to open a savings account at our credit union. They run his social security card and the ChexSystems says that someone in Miami has it and has opened two accounts with it. The very kind lady at the bank told us that it happens all the time to kids who are just now opening accounts. Their numbers are used because these children have usually not opened an account yet under their name, so the teen's #'s are used most commonly. So, Go get a savings account open for your kid. Put twenty dollars in. Just make sure that their number is in the system under their name. The long process of Credit reports and account freezes starts now. I am not looking forward to it. People are basically good. Some people are wonderful... and some need to be rounded up and put into prison. It only takes one creep to ruin everything. I will try to remember that there are millions of good people for every poop. Good luck kids.