I need advice please. I'll try to make this as short as possible. I've always dreamed of owning a horse. I was given a free horse (as free as a free horse can be) last May. She is now 3 and is an Appendix (TB X Quarterhorse). She had very little training when we received her. She is now halter trained, can walk on a lead line, basic lunging and picks up her front feet. She's still so-so with her back feet. She's boarded at a facility 10 minutes from my house and I pay $240.00/mo for pasture board w/ 2-a-day feedings. My horse unfortunately is kind of skittish. Yesterday, she broke off the 10" diameter post that she was tied to for dinner (the wood broke, not the line), for who knows what reason. I was there at the time, there was no large noise, large animals, or any other reasonable explanation. I have now received within a weeks time, advice from both the stable owner and my farrier, that I should get rid of this horse and get an older horse that is already broke and calm. Neither of them knew that the other had told me this. They feel to be adequately trained, that she would need to go to a full-time training facility that would cost upwards of $600/mo and would probably need at least 6 months. I honestly can't afford this. I just took a paycut due to the current economy and just recently moved her to this facility from one that I was questioning the quality of care of, which resulted in the doubling of my boarding fee. I have no problem paying the boarding, the vet bills and the cookie bills, I just don't happen to have $3,600+ lying around without breaking into the funds we've set aside for emergencies or job loss. They both feel that I will get injured if I do eventually try to ride this horse, which even with training won't be for at least 2 years from now. I have to admit that there is no way in heck I would let me daughter ride her, ever. She is a beautiful horse and is well-behaved (most of the time), but I think she needs a more experience horseowner who can train her or someone who has the disposable funds to send her to be trained. With me, she just might end up a bored lawn ornament, who gets brushed and walked a lot. What surprises me is that after speaking to my husband, both daughters and my dad, I am the only one upset about selling her and getting another horse. When it comes to people, I am very no nonsense and do not get emotional, however, when it comes to animals I am a complete marshmellow. I'm feeling very guilty. Am I doing the right thing selling her to a more experience person and buying an older, broke horse?