Me and my DH wont be getting a pug, instead HE wants a Chihuahua. I'd like to get health insurance for the dog. What kind should i pick , what do i need to know about it? Should i pick coverage for accidents and injuries only or more of a premium type that includes heartworm prevention, shots.... do you have it for your pets and how much does it cost. Or sould i just save the money each month and put it aside?