I've heard on the CNN news that Pres. Obama wants to crack down banks that jack up the interest rates and I have a question or two about it. Would it affect my local bank? I have debit card and hubby thinks the newly increased fees on bounced checks, overdrawn funds, etc. etc. statment we got from our bank, was part of the crack down and they must go down. To me the fees from the bank, for example, charged 15 dollars for each charge bounced or overdrawn and now its 39 dollars per charge bounced or overdrawn. Would the federal government take a look at those fees too???????? Or is it normal for the bank to pass on the fees to cover their own needs? I know its not fair but did not know if it was legal for them to raise the fees pretty high. Which is which? The credit cards bank (Bank of America, etc.) or our usual debit/credit cards from our local banks????????????