Yesterday someone ran a red light and I was able to stop before they hit me,so they just sped past me(never braking I might add!) If they had hit me my car would have been totaled on a very busy road just as I was heading to get my kids at school. I realised that if they had hit me I am not really sure what I was expected to do. I am sure I would have been fine,but my passenger side would have been crushed. If you are OK do you do the following: 1.Call police or call 911? I have the local police number in my cell. 2.Do you stay in the car or walk over to the sidewalk or whatever? 3.Do you move the car if it can be moved,or leave it for police to see? 4.Do you ever let a person go in a fender accident,or do you always file a police report? I ask because I have read posts from people who just exchange insurance,and then later are sued. 5.How do you deal with the person you hit,or the person that hit you? Talk to them? Copy their license? Get their insurance info? I know you check to make sure they are ok first.Then just back off and not talk till the police come? I was in one accident years ago and the guy who hit me was yelling at me that it was my fault.All I remember is calling the police,and his insurance paid.I was pregnant so I am sure they were worried about big bills. 6. What do you do with your car? Is it towed to a dealer or to your home? 7.And what do you do with yourself if you are not being transported to the hospital? I have no one to call for a ride. Would the police call me a taxi so I can go get a rental? I realized yesterday that no matter how careful I am others may not be. Then I realized I really don't know what to do if I am in an accident that I can walk away from. If you have BTDT I would appreciate knowing what to do. I am assuming that regardless of the state we all would have to do the same thing. For example I don't think it is a LAW in any state that we have to call police,but I think it is a good idea to do so.