Running a dishwasher weekly just to keep it in good working condition seems like a waste of resources.
Just mho.
That's my opinion also. I feel comfortable to run it every few months to keep the seals and mechanisms in good working order. Three years of doing it this way and no problems. I also have soft well water so no worries about mineral buildup.
Why would a credit score drop 135 points when you PAY OFF your house??? I don't get that at all.
To me, paying off a mortgage tells me, "This person is very responsible. They also have more income available."
If you're not making regular payments, especially something large like a mortgage payment, you're considered a greater credit risk.
I also pay off my credit cards monthly and have had not CC interest charges for several years, except for the time I used my card to pay for a $12k repair charge on a new truck engine replacement. But that charge gave me a nice chunk of rewards money.
I use different cards for different things. My
Amazon visa pays 2% rewards on gas and restaurants. Another card pays 1.5% on everything. And I have a Discount Tire CC I got to get a great discount on a set of new tires. No rewards points, but I use it ocassionally to keep it active for the next time I need new tires, and hopefully get another discount for using it.
For those that invest in the stock market I recently learned of QYLD. It's historically paid a dividend of approximately 1% of the values of owned shares monthly. 12% annually is a pretty good return on my retirement stash. I carry a small percentage of my total savings in it, but it has a good 5 year history... which is not a guarantee of future earnings. LOL
