My husband has been starting to talk about having kids. One problem is we still live with his parents but plan to build a house. He wants to have a kid first then build a house the following year so he could have money saved up. The problem is I know there isn't any saving money after a baby is born. I'd also rather have the house first since it would be nice and clean with room to raise a baby. Right now we spend most of our time in his room since his mom is a chain smoker and the house isn't that clean. There is another empty bedroom down the hall from his sister moving. Only problem with that room is that during the winter it is freezing cold since there aren't enough floor vents. During the summer it is hot and the fuse shuts off if you try to run an a/c in there. I bring that up to him and he said to have the kid in his room. That causes more problems cause there isn't room and it gets cold in here also if the wind is blowing from a certain direction. He then said to clean out his large closet to put some of the stuff in but have the crib beside our bed. He sleeps with the light on due to night terrors and I know from helping my sister raise her kid that a baby isn't going to sleep with a bright light on. I'm also worried about allergies cause I had really bad allergies as a kid that the doctor was wanting my parents to get rid of the pets, throw my stuff animals away, and for my dad to smoke outside. I eventually got shots which helped reduce them. The washing machine and dryer in the house have everyone's clothes plus all the barn clothes washed in it also. They usually try to wash the barn clothes and then do a couple loads of towels after. Since I can't seem to get it through to my husband that it would be better to have the house built first then the baby I figured I'd get an estimate of the cost it is going to be for the doctor visits, possible c-section, hospital stay, and then the baby items just to have a newborn without the later costs. We won't be able to get help with costs most likely and he says that won't be a problem cause those places like WIC probably don't really help much. My sister went through WIC and they helped her a lot to get started. They paid for all the cans of baby formula which I know cost a lot. I plan to do it the natural way which will cut that down some. With helping my sister I got an idea of what items to have and know of items she didn't have that would of been helpful if she did. My husband is 32 and I'll be 27 next month and he wants to start having some kids cause he doesn't think his parents will be around much longer and fertility reasons.