Hubby and I have been out of work for 4+ months now ( mostly due to injuries that have led to work comp refusing us and getting sued ) . MY question is......how many actually put money into savings ( not touching it ) until events like this happen ? We were lucky enough to have saved $20,000 in a year and a half in case something like this happened . We live well ( no flat screens , or new furniture , no new carpet to replace the lime green we have ) but we have steak and shrimp 1 aweek (well we used to ) . How many others plan ahead for unforseen circumstances such as these ? Hubbys ex says she can't drive the 10 miles out here to drop off the kids , yet she orders take out and buys new clothes and furniture herself . Just wondering where everyone elses priorities lie .