well, in an overwhelming majority of instances, the bank does.
but it’s not as simple as “my property, my rules”
when you buy into a community, you buy into their rules. you can’t buy a house and force your will on an existing community.
if you don’t like that, don’t buy there.
that’s like saying a state has no more right to decide what’s legal than a person does.
HOAs are a touch more than a group of cranky neighbors.
there is an ass for every seat and a seat for every ass out there, so to each their own, which is what makes the world go round.
none taken, and the sentiment is returned.
i couldn’t care less what my neighbors do, i just don’t want to look at a car on cinderblocks in their front yard. or the chicken coop equivalent in their backyard.
they are. i happen to be a big fan of aesthetic requirements though.
i take pride in my homes and i like when there are assurances that my neighbors have to, also.