okay so we got this because Hubby was going to start riding with me. Only to discover that he can't seem to get over his fear of the horses so it was never even used. It is nothing fancy and has no silver but would make a great started saddle or a spare one for some one. We paid over $200 for it over winter I will take $125 for it just because I want it out of my living room. If interested email me for photos at [email protected]