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Chickens and Homeowners insurance?? - Page 4

post #31 of 35
I had a friend in WV who had his insurance canceled when his insurance agent saw a brace for his front porch roof. Someone delivering a dump truck load of wood somehow backed into the edge of the porch resulting in damage to the supporting column that supported the roof. This happened on a Friday. A contractor came out put up the brace and planned to come back the next week to repair the column. The insurance agent showed up Monday saw the brace and cancelled the policy. After the column was repaired he would not reinstate the insurance because of the wood burning stove to heat the house.

When my friend Iinformed the agent that he had been insuring the house for years with the wood burning stove heating the house the agent informed him that if the house had burned, when the fire marshall investigated, the wood burning stove would have voided the policy.
post #32 of 35

what haping if I have chicken

post #33 of 35

I just had my Ameriprise Insurance cancelled because I had a chicken coop . . . they didn't even mention the chickens . . .  I went to Ameriprise because Costco said they would be cheaper, and they were cheaper, but after a month or so, they cancelled me . . . 

 

I just went back to Allstate, and they didn't blink an eye with my chickens.  I told them about my chicken coop, and they were fine with that.

 

For what it's worth.

post #34 of 35
I just switched from Nationwide to Erie after NW wanted us to sign a "consent to rate" form which we refused. Nationwide was fine concerning the chickens as long as it wasn't a business, and Erie only asked how many chickens I had. I told them it was pets only, no business. They were more concerned about the breed of dog we had. With Erie we're now paying half of what Nationwide policy was and they don't care about the chickens.

Got Silkies?
Original BYC Member since 2003

Autism Speaks...It's time to listen.

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Got Silkies?
Original BYC Member since 2003

Autism Speaks...It's time to listen.

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post #35 of 35

Allstate Insurance was blogging very favorably last year about backyard chickens, including references to Rob Ludlow (Nifty-Chicken), founder of this site.

 

http://blog.allstate.com/raising-backyard-chickens/

 

And another of their blog entries, about which towns in the Chicago area allow chickens, and more details on how to get started:

 

http://blog.allstate.com/raise-chickens-in-chicago/


Edited by Gargoyle - 9/24/15 at 6:23am

Three Columbian Wyandotte hens, two pullets and a doting roo
My Chickens Page                  Fowlies Bregère - our coop additon                Little Chicken Wagon

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Three Columbian Wyandotte hens, two pullets and a doting roo
My Chickens Page                  Fowlies Bregère - our coop additon                Little Chicken Wagon

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