I run extremely cold. Anything under 50 is pretty miserable for me. Apart from one drivers Ed incident (I wasn't the one driving) and one shed that blew up, every scare I've had that wasn't from other people driving was because I got sucked off the road into the snow.Snow is pretty. A walk down the (plowed) road, admiring the snow in the fields is nice.
Driving? Whole 'nuther ballgame. Every car accident I've been in has been because of bad roads in the winter.
My two big complaints about winter are: winter driving and the short hours of daylight. Hubby does most of the driving now, but can't do anything about the hours and hours of darkness.
Ok, I don't like extreme cold either. Once it's down to 10 F (above zero; not going to even talk about below zero), I want to stay in bed.