We've always lived super frugally.
Everything we do and hope to grow depends on what the weather does and so we never know from year to year what our income will be. This year a drought has pretty much wiped out our wheat crop.....about 4 years ago a late freeze did the same....so this year our paycheck will be a small percentage of what it could have been.
In the good years we still live like we've only got a small income and put away as much as we can because we know that Mother Nature can wipe out next years work in a heartbeat and we'll need that "extra" money from the year before to survive on.
Everything we do and hope to grow depends on what the weather does and so we never know from year to year what our income will be. This year a drought has pretty much wiped out our wheat crop.....about 4 years ago a late freeze did the same....so this year our paycheck will be a small percentage of what it could have been.
In the good years we still live like we've only got a small income and put away as much as we can because we know that Mother Nature can wipe out next years work in a heartbeat and we'll need that "extra" money from the year before to survive on.