Here goes. My first reply on this thread, though I have been reading, and the whole of you have saved me a ton of money. Which is a good thing. Ken lost his job the middle of May. 3 months later, I can see how we were making some serious mistakes financially. We have never had credit cards, so that wasn't our problem. Our problem was, if it was there, we spent it. On all kinds of stupid stuff.
Granted when the kids left in April, everything went WAY down and that is about the only way we are making it on one paycheck. My gas bill this month was $12, compared to $150 when they were here. I have been baking all our bread and rolls and desserts (ironically enough desserts spelled backwards is stressed) and just learned how to make soap. I have angora rabbits, so I learned how to spin the wool instead of going out and purchasing expensive yarns.
What I have learned is that we lost $3500 a month in income and to make it comfortably, we really only needed about $700-$900 of that money.
We are behind on payments, but not to the point of shut off notices, and our landlord is EXTREMELY understanding about the rent being late. Our freezer is full, not of stuff we really want, but hey, we have food.
Got rid of the horses along with $500 a month in feed and care. Got into showing rabbits RIGHT before he was laid off and the babies have been a source of extra income, much to my delight. Good thing all it costs is pennies and gas.... And there are alot of local shows. No traveling for us on this tight budget.
So my question first off is: is there a laundry detergent you can make that is safe for HE machines?
Secondly, Ken does web-building for a living, so he created a website for us. I want to add soaps to the site, but I would like an opinion from the Frugal Folks about what you see when you go to the page: www.northernwindsranch.com
When it was created, we were about to get into myotonic goats, but he lost his job, so that is on hold. Any and all suggestions are welcome.
We have cut back to bare bones on just about everything we can. That I KNOW of.
Granted when the kids left in April, everything went WAY down and that is about the only way we are making it on one paycheck. My gas bill this month was $12, compared to $150 when they were here. I have been baking all our bread and rolls and desserts (ironically enough desserts spelled backwards is stressed) and just learned how to make soap. I have angora rabbits, so I learned how to spin the wool instead of going out and purchasing expensive yarns.
What I have learned is that we lost $3500 a month in income and to make it comfortably, we really only needed about $700-$900 of that money.
We are behind on payments, but not to the point of shut off notices, and our landlord is EXTREMELY understanding about the rent being late. Our freezer is full, not of stuff we really want, but hey, we have food.
Got rid of the horses along with $500 a month in feed and care. Got into showing rabbits RIGHT before he was laid off and the babies have been a source of extra income, much to my delight. Good thing all it costs is pennies and gas.... And there are alot of local shows. No traveling for us on this tight budget.
So my question first off is: is there a laundry detergent you can make that is safe for HE machines?
Secondly, Ken does web-building for a living, so he created a website for us. I want to add soaps to the site, but I would like an opinion from the Frugal Folks about what you see when you go to the page: www.northernwindsranch.com
When it was created, we were about to get into myotonic goats, but he lost his job, so that is on hold. Any and all suggestions are welcome.
We have cut back to bare bones on just about everything we can. That I KNOW of.