On holding payments, I had someone try to purchase something from me in March of '08. I sent an email early this year to see if everything turned out (I could only accept paypal at the time, no personal checks, so I wondered if they found another source), and they blew up at ME, because paypal...
I hate Ebay. I stopped selling there awhile ago. They're ridiculous in their fees, plus, now with their new feedback where buyers can't even get a neutral feedback?! I once sold a few books on ebay, the buyer refused insurance, and then when it got "lost in the mail", they took her money from my...