"Hi, are you interested in a credit card?"
"Why would I be interested in that?"
"Uh, to buy stuff."
"I never bother to pay."
"Huh?"
"No, I just take it. You're not going to tell anybody, right?"
"Errr...."
"Yeah, see, here's how I do it. *Launches into a detailed and somewhat insane/unrealistic...