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Quote: I agree, that is a great tip!!!! Thanks! PS. My husband eats out during the week constantly because of work so his habit is hard to break during the weekend. If that is his only fault, oh well...Maybe your hubby is after the relazing atmosphere more than after the food? Mine likes to...

Quote: Sounds like you are doing great. You are not the only one with the eating out habit Kudos for working on it.

Quote: Nothing wrong with not liking the cold. I grew up in a 5 story home in Germany with 2 huge wood burning ovens and 1 wood burning stove for cooking. I miss the dry warm heat at times. Our ovens would heat the water and we had those steel…how would you call it…kind of “tubes” in each...

Quote: Nothing wrong with not liking the cold. I grew up in a 5 story home in Germany with 2 huge wood burning ovens and 1 wood burning stove for cooking. I miss the dry warm heat at times. Our ovens would heat the water and we had those steel…how would you call it…kind of “tubes” in each...

My plan of being frugal right now is not to have the heat on. It gets into the mid 20’s at night but warms up during the day. The pipes are still ok and if it gets humid and cold I will have a fire inside. My whiney inside cats roll up in a ball all day acting like they are cold. Husband acted...

Quote: Since my parents are co-signers, in order to rent my house out they would have to claim the rental as partial income. While my parents are better off than I am, they've worked very hard and sacrificed a lot to get where they are now and I don't want to make it more difficult on them now...

Quote: The main problem is that we have two houses. Selling my house isn't an option... the market is too soft still and has been for years, and it needs some renovation of one room (it has a converted garage that was not converted correctly by the previous owner, so it has to be converted up...

Quote: I guess it all depends on things. With us, we have 2 houses since hubby travels a lot and uses Chicago as his hub/ office so he has a house there that he pays for. He pays for both mortgages on the house in Chicago and the farm up here. Since I am mostly alone during the week I pay all...

Quote: Hey HeatherLynn, Sorry to hear about your hubby. I am in the same boat with my job. We are unable to keep up payroll. It is just terrible. Good luck to you! Sounds like you are well prepared. I hope all will work out for you! Jenn