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One of the reasons I heard that there is a limit on your debit card is to help protect you from debit card fraud. If someone gets their hands on your card through a phishing (the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit...

Quote: Haahaa! Now that is funny. Good thing I had swallowed my drink before I read that! I think the thing to remember is that the credit card companies are businesses. The more ways they can make money the better for them and the worse for you. This wouldn't be so bad if they weren't so...

HennysMom no worries, I'm not heated in this debate at all! Some people are just amazed when they do the math on how much they pay in interest and how much they would have saved if they had done things a different way. It certainly wasn't meant to say one way is better than another. By stating...

Quote: That's just it though....you're better of paying with your savings than using your credit card. If you use your savings it will suck, but you can build it up again right from the beginning. If you use your credit card you will be paying out a lot more cash in the long run. You will have...

In all honesty, the only reason I have the one card that I do have is to make purchases that I could not easily make otherwise. If I want to purchase a flight online, reserve a hotel room or make some purchases online I use the card. I also make sure I pay it off every time I use it. This way...

You think that's bad.....I had a company that tried to charge me for NOT using their card. Yup, I wasn't using it and they decided to charge me a penalty fee. I called it the "You're not giving us a chance to gouge you by using our card, so we're going to do it anyway" fee. I canceled the...