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Yes, its true, my homeowners insurance would have nothing to do about it. They also recommend the livestock endorsement here for the horses. When I moved to the "country" we looked into an upgrades policy that had the coverage. Really scary having someone hit a horse. They are tall enough to...

I have been on both side of this issue. A woman in a suburban hit one of our horses that was out. I was renting the pasture from a couple, not my property. Total nightmare. Talked to 2 different lawyers. Completely my liability if she came after me. Luck for me she did not. Her comprehensive...