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Okay-Disney card for some reason went down! Discover stayed the same and Citi I forgot my log-in but i havent used them in a while!!

I'm really mad reading this thread because i get junk from my cc co's and throw them out-so it really said to call if you don't want your rate to go up?! I bet they count on us all junkin' these letters and not reading them! Now I have to go look up my %age rates! I have Discover, Disney, Citi...