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Quote: And to whom will they sell them to? Half the neighborhood has gone back to Mexico or moved into subsidized housing. I am more afraid of the vagrants that are camping out in them. Rufus

Many factors have brought us to the situation we are in now. The Neighborhood Reinvestment Act that was passed in the Carter administration made it very hard for banks to deny loans to unqualified borrowers. Banks are not in business to lose money. As a result, banks resorted to creatative...