95 is pretty low. You may have a serious problem.
The average incubating temperature has a big effect on when they hatch. Several other things do to, like heredity, humidity, how and how long they are stored before starting incubation, but the average temperature is a big factor. If the average temperature is low, they can be several days late. Some people have reported as late as 25 days.
A little bit off on temperature is not too bad as far as success rate goes, but if the temperature is too low, the chicks tend to be soft and mushy. It’s harder for them to hatch or even pip, sometimes dying in the shell without even pipping. I don’t know if you calibrated your thermometer and have confidence in that reading or not. I don’t trust the ones that come with the incubators or even the “good” ones I buy until I calibrate them.
I’d continue with the hatch and give them extra time. Sometimes you’ll be surprised at how tough those chicks can be. And it is average incubating temperature, not an instantaneous reading. Spikes and valleys don’t matter much as long as they are not too long. But if your 95 degree reading is accurate for most of the hatch, I would not count on great success. Sorry I can’t bring better news.