Recent content by rowan1

  1. rowan1

    Have / Would you borrow or lend money to/from a friend for a business?

    I loaned $50,000 to a friend who insisted we sign papers because it was the right thing to do. i got the money back on a payment plan like we agreed on. even though it worked for me, in general i think it's a bad idea. if you go through with it, absolutely have legal papers.
  2. rowan1

    Talk to me about retirement

    well, we dh and i are 53 and 50. we were fortunate to retire from verizon (landlines) with an excellent pension (lump sum) and a retirement package. we are hoping to supplement w/ SS. we have invested with a financial advisor at a very conservative level. he has the money very diversified and...
  3. rowan1

    Talk to me about retirement

    yes, but a bad day doing yard work beats a good day sitting inside at work ,any time, in my book
  4. rowan1

    Talk to me about retirement

    Oh Yeah! Dh retired 2 years ago at 51 and never looked back. I retired 2 months ago at 50. like others have said, we live modestly - have enough money to pay the bills and one vacation a year. 30 years in Verizon - i couldn't wait to get out. i have no intentions of working unless i have to...
  5. rowan1

    egg stealing in new jersey

    that would be ok with me, but it would be ok with me if they'd call and set up arrangements, when i have too many:) i donate them to the food pantry
  6. rowan1

    Flies no more!! Found the perfect fly repellent.

    well i put the vanilla trees out 2 days ago and WOW! no flies on the deck. i'm not though, new jersey has gotten alot cooler so maybe that is helping also. Thank - You for posting this info, the flies have been extra terrible this year, especially the horse flies around the pool. ugh!
  7. rowan1

    egg stealing in new jersey

    hi rob we're in kingwood near flemington in hunterdon county:frow we sell our eggs for $2.00 at the end of the driveway. every so often someone steals a doz and someone names their own price, #1.30, #1.75 whatever. i wouldn't mind if they'd just remember to pay up next time but they don't...
  8. rowan1

    Breast cancer: Q&As "URGENT"

    so sorry to hear your news, but again it is not the end. there are so many survivors and we are all praying you will be one too. hey, if you want to keep a journal by all means do it. your guy and sister may be in denial. when i went through this last year i forced myself to say 'cancer'. people...
  9. rowan1

    Breast cancer: Q&As "URGENT"

    prayers for tomorrow. sounds like you have a better grasp of things than when you first found out. you're doing some positive things. we're all here for you.
  10. rowan1

    whats the temperature in your house?

    new jersey 11:06am 31 outside 65 inside we used to keep it around 70 but propane is too high:(
  11. rowan1

    DD is afraid of dying...help!

    ditto what CM said my 8 yr old DD had a similiar case, though milder. she always wanted to be w/ me and had stomach aches. her dr said it was seperation anxiety. he said just go w/ the flow when she wants to be w/ me. but since i was w/ her whenever she wanted she got better within a month. i...
  12. rowan1

    Breast cancer: Q&As "URGENT"

    Sara, how did your dr's appt go ? still praying for a good out come.
  13. rowan1

    Life REALLY sucks sometimes *snif*

    I am so sorry. prayers for you and yoyr family:hugs
  14. rowan1

    Breast cancer: Q&As "URGENT"

    ditto what seachick said. one website i found very helpful is www.breastcancer.org. it will give you very good info and some ideas on what to ask your dr.
  15. rowan1

    Breast cancer: Q&As "URGENT"

    hi i'm sorry to hear your news. i went through this same time last year. i was very lucky to have a very understanding surgeon and a dr liason. she told me when and which dr to see in what order, because i couldn't think. so to answer your ? the type i had was DCSI, it was non-invasive and no...
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