My first batch didn't need that much heat but I just had to drop my 100w light bulb because they were huddled on top of each other despite the thermometer saying 95F.
Leave the light on all night. White light is not a problem. Red just tends to make specks and different things less visible so the chicks peck each other less. If you have enough space for the chicks that shouldn't be a problem.
95 isn't too hot. That's usually the suggested to start at for...