They keep increasing the gap. Won't happen in my lifetime but I see the middle class disappearing. All the industries including tech industries are going oversees. The middle class can't exist in a strictly consumer driven economy. You have to have production too. That includes engineering...
Be sure if you throw away apps for credit cards you burn or shred or destroy them. People can use them to get credit in your name. Also if you get those checks the cc company sends you destroy them. They can be used by others. If you use one of those they charge the same interest as a cash...
They did the same thing to us. Sent the notice in a little envelope that looked like trash mail. Almost threw it away. We have 3 cards with the same company. Took all night to find out what card it was because they didn't put any numbers on it.
Now that they got their bailout money from Paulson...