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Even their website states "instant" is available via advance credit or instant loan: I had my refund, refund anticipation check or loan proceeds loaded to an H&R Block Emerald Card. How long does it take for funds to appear on my card? Your card is initially funded based on the selection you...

Is your cook stove electric? Is there any way to use blankets to block off a small corner of a room and warm that space a little with sterno? Or borrow an electric space heater from friends or family to warm just that little area? Or stay at somebody's house temp? Could it be...

Oh how terrible! I'm so, so sorry this happened to you. Is there any way you guys can get some heat?