need pics !!!!
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Buy land or small acreage with house?
- Thread starter ChicksterJo
- Start date
amen
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Yet millions prove otherwise everyday...
I was just throwing some thoughts out there. They may be applicable, they may not. The part about "when we have the money" got my spidey senses tingling.
Feel free to ignore me.
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Yet millions prove otherwise everyday...
I was just throwing some thoughts out there. They may be applicable, they may not. The part about "when we have the money" got my spidey senses tingling.
Feel free to ignore me.
The part I didn't much like was the "boyfriend" thing...this couple
doesn't appear to be married.
If THEY buy land, and do in time build a home...is it by law HIS home
since it's his land? Or would the land be deeded to both? She needs to
cover herself in the event of life not working out.
Other than that, I would choose land over home...you can build a home,
building more land is tough.
camper...mobile home, double wide, modular, stick, brick...as you can afford
the upgrade.
doesn't appear to be married.
If THEY buy land, and do in time build a home...is it by law HIS home
since it's his land? Or would the land be deeded to both? She needs to
cover herself in the event of life not working out.
Other than that, I would choose land over home...you can build a home,
building more land is tough.
camper...mobile home, double wide, modular, stick, brick...as you can afford
the upgrade.
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Yup, unless you are an engineer you will make a little better than minimum wage in most fields right now. Hey GM is even hiring at about 12/hour
Most of the jobs are in the LP.. the UP is for when you have retired and have a steady pension etc.
Oh, and I got a house on 5 acres smack dab in a ritzy area (one of the last holdings from a farm) for $30k When you get serious, ask a Realtor for advice.
Oh, and I did see that you are from lancaster Ca correct? Southern Cali? If you've never experienced a regular Michigan winter, then you must be REALLY prepared for an UP winter... its not the same. From southern Cali in winter to UP in winter is easily 100degree difference on average. I have friends down your way
To say escanaba doesn't get much snow is comparing 4' to 10' of snow. 4' of snow is a LOT.
Yup, unless you are an engineer you will make a little better than minimum wage in most fields right now. Hey GM is even hiring at about 12/hour
Oh, and I got a house on 5 acres smack dab in a ritzy area (one of the last holdings from a farm) for $30k When you get serious, ask a Realtor for advice.
Oh, and I did see that you are from lancaster Ca correct? Southern Cali? If you've never experienced a regular Michigan winter, then you must be REALLY prepared for an UP winter... its not the same. From southern Cali in winter to UP in winter is easily 100degree difference on average. I have friends down your way
- Thread starter
- #15
Ok let me answer a few questions here so we can clear the situation up some more
.
I lived in Chicago for a few years to go to university and I think I handled the snow pretty well. Walking in it or waiting for the bus wasn't fun, but I survived. And before that, never lived in a snowy place in my life. I got used to it; I'm adaptable. I sometimes had to trudge through a couple feet of snow to get to class; or it would be snowing at night while I'd be going home from class. I lived right next to Lake Michigan, about 2 blocks away in fact; the lake effect snow was crazy.
Also, we are not married right now because we have other things to spend our money on, like student loans and other necessities. Getting married takes a drain on the finances and I'm not the type to just jump into that sort of thing. We consider ourselves basically married anyway. One day it will happen; just not now. We have other priorities, like taking care of our finances first. We also know that you could have a bad relationship if you're married, too. So getting married isn't exactly like insurance.
We're not going to wait until retirement to live there. We both know that the economy there isn't exactly growing but it's the environment and the way of life that appeals to us. The people we met there were friendly and very helpful. They knew we weren't from there, but they always offered to help us. We aren't planning to live for the money; that's no way to live. We'll use our brains and our hands to get by. I'm not looking for a glamorous job and neither am I high maintenance. We were going to pay in cash for the land because it would cost more in the long run to have a mortgage. I forgot to mention that this would be a house to live in; it would be a homesteading life.
NottinghamChicks, thanks for the encouragement. I really enjoy being up there and every time I go I don't want to leave. Thanks for everyone's advice.
I lived in Chicago for a few years to go to university and I think I handled the snow pretty well. Walking in it or waiting for the bus wasn't fun, but I survived. And before that, never lived in a snowy place in my life. I got used to it; I'm adaptable. I sometimes had to trudge through a couple feet of snow to get to class; or it would be snowing at night while I'd be going home from class. I lived right next to Lake Michigan, about 2 blocks away in fact; the lake effect snow was crazy.
Also, we are not married right now because we have other things to spend our money on, like student loans and other necessities. Getting married takes a drain on the finances and I'm not the type to just jump into that sort of thing. We consider ourselves basically married anyway. One day it will happen; just not now. We have other priorities, like taking care of our finances first. We also know that you could have a bad relationship if you're married, too. So getting married isn't exactly like insurance.
We're not going to wait until retirement to live there. We both know that the economy there isn't exactly growing but it's the environment and the way of life that appeals to us. The people we met there were friendly and very helpful. They knew we weren't from there, but they always offered to help us. We aren't planning to live for the money; that's no way to live. We'll use our brains and our hands to get by. I'm not looking for a glamorous job and neither am I high maintenance. We were going to pay in cash for the land because it would cost more in the long run to have a mortgage. I forgot to mention that this would be a house to live in; it would be a homesteading life.
NottinghamChicks, thanks for the encouragement. I really enjoy being up there and every time I go I don't want to leave. Thanks for everyone's advice.
Sounds really kewl. Make sure you have everything in writing for what happens to the land and house in case of a split (whether you're married or not, this is useful). I lived with my xH for several years (including buying a house together) before we got married (lived together for 3, then married for 9 years). Being married does have an effect on how other people treat you - including legal and medical treatment... so keep that in mind. (I'm sure you already know about that though...)
As a former Minnesnowtan who now lives in California, may I suggest you rent a house in the area you're considering for a year before you buy? Spending some time in a dorm room to slog through the snow is WAY different from being responsible for DIGGING OUT from after the storm. Not saying you won't be able to do it, but that you need to be aware of what it's like. Especially if it's a stormy winter. Shoveling snow is kinda exciting (maybe) the first time. Not so much the 2nd time. By the 8th time, you're like - is it spring yet?
Sounds like you're doing it right - researching your options and finding out how before leaping. Good for you. Good luck with whatever you decide.
As a former Minnesnowtan who now lives in California, may I suggest you rent a house in the area you're considering for a year before you buy? Spending some time in a dorm room to slog through the snow is WAY different from being responsible for DIGGING OUT from after the storm. Not saying you won't be able to do it, but that you need to be aware of what it's like. Especially if it's a stormy winter. Shoveling snow is kinda exciting (maybe) the first time. Not so much the 2nd time. By the 8th time, you're like - is it spring yet?
Sounds like you're doing it right - researching your options and finding out how before leaping. Good for you. Good luck with whatever you decide.
The "boyfriend vs. marriage" comments were only made because those of us who have dealt with these situations know that legal marriage protects your rights to the property. I know my alarm bells went off when I read that too. It would suck to pay for a chunk of propery just to lose it if something goes wrong. Strong contracts would help but if you ever have a child together it could get messy. We are just looking out for you.
- Thread starter
- #18
Yes, we will get all of the legalities between me and him sorted out.
I shoveled snow a couple of times at my boyfriend's dad's house. He lives in the country in northern Illinois/Wisconsin border, and we went up there frequently to visit. I would actually volunteer to shovel the snow from the walkway/driveway...backbreaking labor for a couple feet of snow. I know what you mean by the "is it spring yet?"
I was thinking of spending time during the winter there. The only problem is when I have a permanent job I do not know how long/when I will be able to take time off, and if/when my boyfriend will be able to take time off at the same time.
I was not thinking of being too far from town. We are narrowing down to places that are within 20 miles of the bigger towns/"cities" and being on a paved/year round access road. We definitely don't want to be hermits but we don't want to basically be "in town," either.
California weather is beautiful and I admit I've been spoiled but I feel there are other places calling for me.
Oh, the marriage and child/ren thing is complicated. I don't want to get married until I have my finances in order...Keep in mind that this whole buying land thing is contingent upon me getting a good permanent job. After that, then we'll probably get married. We have wanted to for some time but I wanted to graduate college first, get a good job, and then do it. Children...ummm.
Only thing I can say for myself is, an accident will probably have to happen. I'm not going to actually "plan" to have one, that's for sure. We've been together almost 4 years this fall.
I shoveled snow a couple of times at my boyfriend's dad's house. He lives in the country in northern Illinois/Wisconsin border, and we went up there frequently to visit. I would actually volunteer to shovel the snow from the walkway/driveway...backbreaking labor for a couple feet of snow. I know what you mean by the "is it spring yet?"
I was thinking of spending time during the winter there. The only problem is when I have a permanent job I do not know how long/when I will be able to take time off, and if/when my boyfriend will be able to take time off at the same time.
I was not thinking of being too far from town. We are narrowing down to places that are within 20 miles of the bigger towns/"cities" and being on a paved/year round access road. We definitely don't want to be hermits but we don't want to basically be "in town," either.
California weather is beautiful and I admit I've been spoiled but I feel there are other places calling for me.
Oh, the marriage and child/ren thing is complicated. I don't want to get married until I have my finances in order...Keep in mind that this whole buying land thing is contingent upon me getting a good permanent job. After that, then we'll probably get married. We have wanted to for some time but I wanted to graduate college first, get a good job, and then do it. Children...ummm.
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I thought the same way about kids. My first "accident" is 18 and the second is 15.
I thought the same way about kids. My first "accident" is 18 and the second is 15.
- Thread starter
- #20
I have a medical condition that will probably require me to go to fertility specialists, have treatments, etc. It runs in my dad's family, while it seems like my mom's side has excellent fertility.
Anyway, thanks for looking out for me
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