For sure. I live in the sub tropics and agree. But 95 isn't terribly hot. I find that when temps get much over 100, the relative humidity tends to drop away enough to make them effective. Even a few degrees is helpful at that point.
Excellent points!
When I lived in Pennsylvania and New England I thought of anything over 80F as a hot day. Now I think of 90F as a not too *terribly* hot day in June, July, or August (though over 100F is, thankfully, usually only seen for a week or two).