I live in a high fire danger area and I have a plan with a major top rated company that I would not want to lose. That company is no longer writing polices in my area and none of the top companies are. My investment property is with a state run plan which is fire only. I would NEVER call and ask about the chickens and invite an issue. As much as I love my chickens if they told me its either the chickens or the insurance the chickens would have to go. I would move them to my vacation rental and play up the fresh egg angle!
Gary
Gary