My husband passed last year. Also a vet. I have his insurance now..it's amazing. I've been to the hospital a number of times since his death, and specialists, Drs..I've never gotten a bill. Only dentist and eye Dr. Now, I've called that annoying commercial number about Medicare..got it ..have dentist partially covered..and eyes and hearing aids if needed! Plus I really did get money sent o my SS. Thought it wasn't for real until my daughter's daught in law started working answering phones for them. Glad she told me about it. She says so many people keep asking..how much? She keeps saying, nothing. Some still don't believe it.