I feel your pain on the vehicles... with tow vehicles needed for us we had 2 large vehicles and fuel costs were horrible. I finally crunched some numbers and realized that with only 2 of us at home we could get a small 'run around' vehicle for only an extra 200 or so a year on the insurance. We saved over 200/month on fuel for most of the year, so the fuel savings darn near paid the car payment and the reduced wear and tear on the 4 wheel drive vehicles meant decrease in expensive tires and upkeep... so basically, the 3rd vehicle ended up not really costing us any more and having it available means if one vehicle is in the garage for maintenance then you don't need to borrow or rent a car or beg rides for work. Our car ireat s an Chevy HHR... tons of cargo space and really good on gas... Love it!