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You're right. I realized that I have not signed anything (and the car is in my name, not DH), so I am going to drive down there first thing in the morning, get the thing towed to Greencar, get a proper estimate from them and then deal with the insurance. I just saw the estimate they sent over, and now it has dropped from the $10,000+ they told our insurance to the same price I told them that Greencar would do it for (about $4,500) plus an additional $2,906.99for the part and whatever the labor would be should the car also need a new cylinder head, and a note at the bottom that it may need even more parts. They back-dated the estimate to 12/20, but did not send it out till 5 pm tonight after DH and I called them at least a dozen times in the past 2 days.
4cats; Your DH and BIL are correct - it is hydro-locked, and the estimate makes no mention of the cracked rod, bent cam-shaft, and cracked engine that the insurance adjustor (Farmers) mentioned in his phone call the other day. In fact it says on this that they won't know of other damage until the motor is dissassembled. My DH knows computers, but when it comes to skills I typically associated with male genes, he's lacking. I'm glad I questioned the price because I think he would have accepted some lousy settlement and then spent thousands more to get another TDI he can run on biodiesel. I don't want to spend all that $ for another car, I need $ for a bigger/better chicken coop, and will either have to pay some one to build it or learn how to build it myself.
Feeling a bit better now .... got to catch up on all the posts. Accidentally left my computer on while I went shopping and made dinner this evening. My inbox is flooded!