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It is expensive !!!!!!!!!!!!!
But just be sure he didn't run over someBODY...every day on the news is an issue of some a$$ running into someone's house or hit & run on a pedestrian or cyclist..........
You need to protect yourself !
I would even get seprate insurance.
Is separate insurance possible when married? I wish for that but didn't think you could since they assume your spouse will be sharing vehicles? so they lump you into the same policy.
It all takes more Cash...lumped insurance in your case might not be good at all.
In his case, if he has a record, getting him off your policy will make your payment go down....but do not let him ever have the truck again !!
This happened to Toni, her SD a$$ truck stopped working & he never even popped the hood but took her car away....he gave her a ride to work (what a nice guy!!) and sat at home all day & picked her up when she got off work.
He ended up selling his truck to some guy...and it turned out to be a no brainer to fix it.