Which BYC member scares you?

[MACCanadianCoop]

Guess I’m feeling French vanilla or vanilla bean today…

Would 200% switch teams for her

 

[Cold-Blood]

Clearly a mistake, or he's being held hostage and that's the only way he can let us know something is wrong.

We will maybe save you Moony!

 

[MACCanadianCoop]

No joke. Certain noises can also apparently do the trick, too.

 

[MACCanadianCoop]

That would be a scary section.

That would be the best section!

 

[azurbanclucker]

What? Where? I don't like this. Point them out to me.

I think there was a kerfuffle a week or so ago about piercings, for example...

 

[MACCanadianCoop]

No worries I'd Mod it

 

[azurbanclucker]

View attachment 3151331

I know I've said this before but I love that gif. Mals 100% do that and it's hysterical. I miss my fur coats.

 

[Hayden Goseek]

Question

When you get a mortgage in the USA is it one interest rate for the full life of the mortgage (ie 30 years) or is it short term and you have renew periodically (ie 4 years)?

You can do it either way. Fixed or variable. Fixed cost a little more but the variable are adjusted baised on the "Prime Rate".

(If you have a variable your about to get a butthurt. Next time listen to PawPaw Boomer.)

 

[Hayden Goseek]

A conventional mortgage (fixed rate) is just that fixed for the life of the loan unless you refinance for some reason such as a better rate

Sorry. I started my reply and got distracted. Didn't see you had covered it (better.)

 

[MACCanadianCoop]

Astroturf? Pretty sure that’s real grass. Haha

Oh no, that is actually astroturf