Just leave it. Sometimes it takes a bit for it to fall off. I've had some that had it for two weeks. It doesn't hurt the chick, but trying to remove it can.
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I wouldn't touch it!!! If its the umbilical cord and you snip it or pull it off it could cause infection... Sadly I lost a chick to pulling it because i thought it was "pasting up" so I tried to clean it off and it ended up being its umbilical cord, it got infected and I lost it within 24 hours... I felt so bad, and i learned from it... don't want it to happen to you so I would just leave it... See if it falls off in a couple days.Oh, that's good it's not connected to the vent. That was my concern.
If it's stuck to the fluff it isn't a problem. But if you want to hurry up the process of it falling off, just wet the area, like you said. That might help it.
If not, I would just snip it off with scissors.
That's what I have done with many of my chicks when they have stuff stuck to them, but mostly because the other chicks will peck at it.