Dh has child support and 2 garnishments that come out of his check. The cs is $93 per week, Garnishment 1 is $20 a week. The problem is garnishment #2. It has no stated amount per week, but Indiana state law says no more than 25% of disposable (net) income can be taken for all garnishments together, including child support.
Dh's boss fired his payroll company at the end of last year, and installed his dingbat wife, who knows nothing about payroll, into the position. Dh's check stubs were a mess, with errors galore for 4 months, and a few times she messed up his check altogether and had to cut him a new one for the balance due.
Now, with this 2nd garnishment, she is taking out a full 25% for it, then taking out the cs and other garn afterwards, leaving him with 1/2 a check. This is killing us financially, so dh talked to her. Nothing happened. Being the family lawyer (in title, if not education), I emailed her a very polite letter, as well as the law relating to garnishments. The next day, she forwarded my email back to me, with no note, no nothing. I assumed she was letting me know she read it, in a rude way, but it turns out she DID write something, it just didn't make it's way to me because she can't operate a simple email program. I still don't know what it said.
That Friday (last week), she gave dh his check, and a note that said, basically, that her accountant told her she only had to pay him 30% of his net wages--the rest go to the garnishment.
I have tried being nice and polite for the sake of his job, but this accountant does not do payroll, even at his own company. The boss' wife is clearly illiterate, because this particular law is simple and plain English. A child could understand it.
Question is, should I boot this over to the state's labor dept? I'm thinking no, because ever since I sent that email, his boss has been treating him like poop. He makes less than minimum wage now, due to a "percentage per job" pay change, over from an hourly rate at the beginning of the year--the real reason he got rid of the legit payroll company, I'm sure. But we do need that money back, so I think yes, I should report them.
BW has also made a point of having her dh give MY dh crummy jobs with small percentages, because she told him dh made too much money (dh heard that himself).
The way he's being treated leads me to believe he's going to get fired if we raise any more of a fuss over this. But we can't afford for him to work 50+ hours a week and bring home $200 for his trouble. On the other hand, with the economy the way it is, we can't afford to mess with getting fired either.
His boss makes a big show of handing him promotions and crew leader titles; I.E. more responsiblity for the same percentage as the peons. Then he blames him for everything that goes wrong with the other employees, which is stressful.
I did speak to the creditor who holds the garnishment, and their paralegal told me she would call them and get it straightened out, presumably so they don't get in trouble for overcharging us. It's been a week, and she hasn't called them or me, and now she's on vacation for a month so I can't reach her.
Help!!
Dh's boss fired his payroll company at the end of last year, and installed his dingbat wife, who knows nothing about payroll, into the position. Dh's check stubs were a mess, with errors galore for 4 months, and a few times she messed up his check altogether and had to cut him a new one for the balance due.
Now, with this 2nd garnishment, she is taking out a full 25% for it, then taking out the cs and other garn afterwards, leaving him with 1/2 a check. This is killing us financially, so dh talked to her. Nothing happened. Being the family lawyer (in title, if not education), I emailed her a very polite letter, as well as the law relating to garnishments. The next day, she forwarded my email back to me, with no note, no nothing. I assumed she was letting me know she read it, in a rude way, but it turns out she DID write something, it just didn't make it's way to me because she can't operate a simple email program. I still don't know what it said.
That Friday (last week), she gave dh his check, and a note that said, basically, that her accountant told her she only had to pay him 30% of his net wages--the rest go to the garnishment.
I have tried being nice and polite for the sake of his job, but this accountant does not do payroll, even at his own company. The boss' wife is clearly illiterate, because this particular law is simple and plain English. A child could understand it.
Question is, should I boot this over to the state's labor dept? I'm thinking no, because ever since I sent that email, his boss has been treating him like poop. He makes less than minimum wage now, due to a "percentage per job" pay change, over from an hourly rate at the beginning of the year--the real reason he got rid of the legit payroll company, I'm sure. But we do need that money back, so I think yes, I should report them.
BW has also made a point of having her dh give MY dh crummy jobs with small percentages, because she told him dh made too much money (dh heard that himself).
The way he's being treated leads me to believe he's going to get fired if we raise any more of a fuss over this. But we can't afford for him to work 50+ hours a week and bring home $200 for his trouble. On the other hand, with the economy the way it is, we can't afford to mess with getting fired either.
His boss makes a big show of handing him promotions and crew leader titles; I.E. more responsiblity for the same percentage as the peons. Then he blames him for everything that goes wrong with the other employees, which is stressful.
I did speak to the creditor who holds the garnishment, and their paralegal told me she would call them and get it straightened out, presumably so they don't get in trouble for overcharging us. It's been a week, and she hasn't called them or me, and now she's on vacation for a month so I can't reach her.
Help!!
