it all boils down to - THEY have us where the want US " - we gotta have the insurance , so they do what they want - after 16 years with one company - home , auto -- had a small claim due to a house fire ( 4,000 in damages ) - they dropped me -ERKS --- I have had Nationwide ever since no claims no problem ...
One thing that really made me mad, some insurance companys will drop you if you have a certain breed of dogs ... just because I have German Shepherds could mean I lose my policy , even if they are not mean and I am a responible dog owner ...
grrrrr- don't worry Em - I got your back