Hey! I just stumbled across this. Your house is looking great! In December, we bought 108 acres of gorgeous land and are going through the same process. We are also battling to get a construction loan. Good credit, down payment, etc., but the comps in the area are not in our favor. We'd like a sizeable house and most people on land have teeny houses or mobile homes. Hopefully something will shake out soon in the mortgage market. The guidelines are almost impossible to meet! But we're enjoying it and doing little bits at a time (like my chicken coops!). We inherited 2 donkeys and 7 goats with the land and had 4 baby goats born two weeks ago.
Good luck with everything! We moved from a bigger city to this smaller town and are living in our lake house until we can move to the farm full-time. I can't wait! I never want to leave when we're there.
My blog is in my signature. Have fun!